Any accident is a shocking and confusing experience, but when the other driver leaves the scene you may face even more uncertainty. Knowing what steps to take immediately after such an incident can help mitigate the stress and confusion that often follows. What steps should you take after a hit and run?
Immediately after the accident, ensure that you and your passengers are safe.
First, check whether anyone in your vehicle is injured. Move the car to a safe location if you can, but do not leave the scene. If there are injuries – even if they seem minor – call 911 immediately to get medical help.
If possible, document the scene of the crash.
Take photographs of your vehicle from different angles, showing the damage clearly. If there are any skid marks, street signs or other relevant details, photograph these as well. If there were any witnesses, ask for their contact information and if they would be willing to provide statements.
Report the incident to the authorities.
Even if the damage or injuries seem minor, reporting the incident to the police is crucial. A police report will be invaluable when dealing with your insurance company and any legal issues that might arise. Remember, leaving the scene of an accident can be legally implicating in many states, including Iowa and Nebraska.
When the police arrive, provide them with as much information as possible about the other vehicle, such as its color, make, model and any part of the license plate number you might have caught. This information can be crucial in helping the police locate the driver who fled the scene.
Once the authorities have filed their report, make sure to get a copy for your records. This report will be necessary when you file an insurance claim and can be helpful if you take legal action.
Contact your insurance company.
Notify your insurer about the incident as soon as possible. Provide them with the police report and any other documentation you have. You should also take steps to understand your coverage under your policy. Review your insurance policy to understand what coverages you have that might help in this situation. This might include collision coverage, comprehensive coverage or uninsured motorist coverage.
Seek legal advice.
If you feel overwhelmed by the insurance process or if the damages are significant, it might be beneficial to consult with a personal injury lawyer with experience in auto accidents. They can provide guidance on how to proceed and represent your interests, especially if the authorities later identify the hit-and-run driver.
A lawyer can also help in negotiating with insurance companies and ensuring that you receive fair compensation for any damages and injuries. They will be crucial if the case needs to go to court.
If you are a victim of a hit-and-run, remember that you are not alone. Taking the right steps immediately after the incident can significantly impact the resolution of the case.