Since the workers' compensation system originated in America, workers across the nation have felt much more secure about on-the-job injuries. Knowing that a program exists to help them replace lost income and pay for medical care after an injury gives workers invaluable peace of mind.
April 2018 Archives
Safely sharing Iowa roads with large commercial vehicles
Semis and other large commercial vehicles seem to be everywhere. While the public appreciates the valuable services these vehicles provide, it is sometimes scary to share the road with these massive vehicles. This is particularly the case when you think about how many commercial vehicle accidents occur each year in Iowa.
Can someone suffer accident injuries and not know it right away?
It seems difficult to believe, but a person involved in a car accident could be injured and not realize it right away. This is the number one reason why you should always seek a medical opinion after any car accident -- even a minor fender bender. It is also a great idea to follow up with your health care provider within a few days of the accident just to see if any injury has started to manifest.
As an independent contractor, can I get workers' compensation?
Because only employees are eligible for benefits like medical coverage and payment for lost wages, it is always important to understand how your job classifies you. In the eyes of the law, independent contractors are not employees, and therefore, are not eligible to receive workers' compensation after suffering a work injury.
Your options when a commercial vehicle insurer refuses to pay
Commercial vehicles fill Iowa's roadways at all times of the day or night. They are unavoidable in most cases, even if you drive during lulls in traffic. These large automobiles can result in significant property damage and personal injury if a commercial vehicle accident occurs. As a victim, you would naturally expect the vehicle's insurer to compensate you for your suffering, but this is not always what happens.
Despite laws against it, truckers still text on their phones
Most people understand that distraction is dangerous to themselves and others when they drive motor vehicles. Choosing to read a new text message, type a response, take a photo or scroll through social media while driving can easily result in a crash.