On several occasions, we have stated in our blog that employers in Iowa do not like workers' compensation claims. These claims affect many areas of a business such as insurance costs and the business's reputation. However, that does not mean that all employers in our state would resort to illegal or unethical post-injury workplace behaviors to prevent workers from filing a claim or to "get rid" of employees who have already filed.
Posts tagged "Workers' Compensation"
Since the workers' compensation system originated in America, workers across the nation have felt much more secure about on-the-job injuries. Knowing that a program exists to help them replace lost income and pay for medical care after an injury gives workers invaluable peace of mind.
Because only employees are eligible for benefits like medical coverage and payment for lost wages, it is always important to understand how your job classifies you. In the eyes of the law, independent contractors are not employees, and therefore, are not eligible to receive workers' compensation after suffering a work injury.
The United States Postal Service (USPS) has expressed pride in its work ethic for decades. Unfortunately, such dedication to service can also come with job-related injury risks. After all, the USPS does not cancel its service for inclement weather or any other adverse event. This means postal workers in Iowa face injury risks every day in their efforts to make sure citizens always receive their mail.
Suffering an injury on the job is challenging, but if an employer begins treating you differently after you file a workers' compensation claim, it makes the ordeal even worse. While workers' compensation exists for your benefit, employers typically want to prevent workers from filing these claims.
Injuries suffered in a workplace accident can be detrimental to your continued health, but they also endanger your finances. The workers' compensation system exists to help injured workers offset the financial costs associated with workplace injuries. For example, through workers' compensation, victims can access the medical care they need without worrying about its cost.
It goes without saying that many Iowa residents work dangerous jobs. Employers have a legal duty to ensure that their workers have a safe environment in which to work as well as proper training and equipment to enhance safety. However, sometimes these employers fail in their duties and horrific accidents occur.
Do you think you are safe in your Des Moines factory job? So did the many factory workers who suffered an accident in similar work situations. The truth is, all jobs come with a certain amount of personal injury risk. Sometimes, the risk is very small and relatively minor. Other times, the risk is great and the possible injuries severe.
In a 2014 Time Magazine report, occupations involving delivery came in at number eight on the list of the nation's most dangerous jobs. Des Moines is a large and busy city in which thousands of delivery drivers work. It makes sense to assume that many of these workers have suffered a work-related injury in some capacity.
Emergency medical service (EMS) workers provide the public with life-saving assistance on a daily basis. They respond to emergencies as they arise, often without a thought to their own health and well-being. It is safe to assume that many Iowa residents helped by EMS personnel would have perished without emergency assistance.