Injuries suffered in a workplace accident can be detrimental to your continued health, but they also endanger your finances. The workers' compensation system exists to help injured workers offset the financial costs associated with workplace injuries. For example, through workers' compensation, victims can access the medical care they need without worrying about its cost.
While nearly everyone knows about workers' compensation, many do not know exactly what types of benefits are available in Iowa. This post briefly highlights a few of these benefits. For those who need a more detailed explanation, an injury attorney is an excellent resource.
- Disability benefits: When an on-the-job accident results in disability, workers' compensation helps you recover lost wages and other expenses. This includes partial or total disability as well as permanent or temporary disability.
- Medical benefits: You already know that workers' compensation will pay the costs of receiving treatment for your injuries. What you might not know is that these benefits may also cover the cost of traveling to and from your health care appointments.
- Wage replacement: When your workplace injury prevents you from returning to your job, you might be eligible to receive wage replacement benefits until you are fit enough to work.
- Rehabilitation benefits: If you require vocational rehabilitation to return to your job, workers' compensation may cover at least a portion of your rehabilitation costs.
- Death benefits: Dependent family members may also receive death benefits if a loved one dies in a workplace accident. These benefits apply to dependent children under the age of 18, and may cover dependent adult children up to age 25. In some circumstances, a spouse may also receive death benefits.
Source: Iowa Workforce Development, "Workers’ Compensation Law for Injured Workers," accessed March 06, 2018